Frequently Asked Questions about Cheap Health Insurance

Here are the answers to the most commonly asked questions about cheap health insurance.

What is cheap health insurance?

Cheap health insurance is a more affordable and accessible form of medical coverage. With cheap health insurance, you can get the quality healthcare coverage you need at a price that will not strain your budget. Our insurance partners can offer you plans with very reasonable premiums.

How do I sign up for cheap health insurance quotes?

You can sign up for free quotes on cheap health insurance by filling out our online sign-up form. You will give us a little information about yourself, such as your name, address, phone, etc., and we will then provide you with up to five free quotes on cheap health insurance. You will see these quotes side-by-side to help you compare policies and premiums easily. If you see a policy that meets your needs, you can then apply for it on the insurer's website. Our services are free and come with no obligation.

Are you an insurance company?

No, we are not an insurance company, so we will not actually issue your cheap health insurance policy. Rather, we are a free matching service that helps our visitors find the right insurer for them. Our goal is to be a one-stop-shopping destination and source of information for people in the market for cheap health insurance.

Who will issue my policy?

We partner with many different insurers to meet the needs of our visitors. The insurers that provide your cheap health insurance quotes will depend on your location, needs, and preferences. You will have your choice of at least four different insurers. Some of the insurers that participate in our referral network include Humana, Blue Cross & Blue Shield, Aetna, Anthem, and more.

What type of cheap health insurance plan is the cheapest?

If you're speaking in terms of out-of-pocket costs, then an HMO plan is probably the most affordable type of cheap health insurance. HMO plans usually require little to no co-pay for your medical care. On the other hand, in terms of premiums, indemnity plans can sometimes be the cheapest type of policy because they require you to absorb more financial risk in terms of out-of-pocket costs. You usually have a deductible for your medical services that you must pay in full before your insurance company will begin picking up the tab.